The contents in this website is intended for your general information only and must not be construed as an offer or a recommendation to invest in our Funds and neither does it take into account any investor's particular circumstances.

The following Prospectuses have been duly registered with the Securities Commission:

• CIMB-Principal Asset Management Berhad's Master Prospectus Issue No. 14 dated 30 June 2010 and its Supplemental Master Prospectus dated 27 September 2010 and Second Supplemental Master Prospectus dated 14 January 2011
• CIMB-Principal Asset Management Berhad's Master Prospectus (Shariah Funds) Issue No. 3 dated 30 June 2010 and its Supplemental Master Prospectus dated 27 September 2010
• CIMB-Principal Institutional Bond Fund Prospectus dated 11 February 2004*
• CIMB-Principal Institutional Bond Fund 2 Prospectus Issue No. 3 dated 3 November 2010
• CIMB-Principal Institutional Bond Fund 3 Information Memorandum Issue No. 2 dated 12 October 2010
• CIMB-Principal Institutional Bond Fund 4 Information Memorandum dated 3 September 2009*
• CIMB-Principal Wholesale Equity Fund Information Memorandum dated 6 July 2009*
• CIMB-Principal Wholesale Deposit Fund 1 Information Memorandum dated 22 July 2010
• CIMB Islamic Institutional Sukuk Fund Information Memorandum Issue No. 2 dated 30 June 2010
• CIMB-Principal Multi-Maturity Income Fund 1 Prospectus dated 18 May 2006*
• CIMB Islamic Commodities Structured Fund 2 Prospectus dated 21 April 2008*
• CIMB-Principal Opportunistic Bond Fund Prospectus dated 15 January 2009*
• CIMB-Principal China Recovery Structured Fund Prospectus dated 20 April 2009*
• CIMB-Principal China-India-Indonesia Equity Fund Prospectus dated 21 January 2011
• CIMB-Principal Australian Equity Fund Prospectus dated 20 March 2011
• CIMB-Principal Strategic Income Bond Fund Prospectus dated 24 January 2011*
• CIMB-Principal Asia Pacific Dynamic Income Fund Prospectus dated 25 April 2011

We recommend that you read and understand the contents of these Prospectuses before investing and that you keep the said Prospectuses for your records. Any issue of units to which the Prospectuses relate will only to be made upon receipt of the completed application form referred to in and accompanying the Prospectuses, subject to the terms and conditions therein. You can obtain copies of the Prospectuses from the head office of CIMB-Principal Asset Management Berhad or from any of our approved distributors. There are fees and charges involved in investing in the funds. We suggest that you consider these fees and charges carefully prior to making an investment. Unit prices and income distributions, if any, may fall or rise. Past performance is not reflective of future performance and income distributions are not guaranteed. You are also advised to read and understand the contents of the Unit Trust Loan Financing Risk Disclosure Statement before deciding to borrow to purchase units. All performance figures have been verified by Mercer Zainal Consulting Sdn Bhd (35090-H).

The following are the specific risks associated with the investment portfolio of each Fund:

• CIMB-Principal Institutional Bond Fund (Investments in the Fund are exposed to interest rate risk (bond prices fall when interest rate rises), credit risk and liquidity risk)
• CIMB-Principal Institutional Bond Fund 2 (Investments in the Fund are exposed to interest rate risk, credit risk, liquidity risk, bond market risk, country risk and currency risk)
• CIMB-Principal Institutional Bond Fund 3 (Investments in the Fund are exposed to returns not guaranteed, inflation risk, risk of non-compliance, Manager’s risk and loan financing risk, market risk, credit/default risk, interest rate risk, counterparty risk, liquidity risk and derivative risk)
• CIMB-Principal Institutional Bond Fund 4 (Investments in the Fund are exposed to returns not guaranteed, general market risk, inflation risk, risk of non-compliance, Manager’s risk and loan financing risk, credit/default risk, interest rate risk, counterparty risk, liquidity risk and company specific risk)
• CIMB-Principal Wholesale Equity Fund (Investments in the Fund are exposed to returns not guaranteed, general market risk, inflation risk, risk of non-compliance, Manager’s risk and loan financing risk, stock specific risk, company specific risk, country risk, currency risk, liquidity risk, risk of assets in emerging markets and risks associated with investment in warrants/options)
• CIMB-Principal Wholesale Deposit Fund 1 (Investments in the Fund are exposed to Returns not guaranteed, inflation risk, risk of non-compliance, Manager’s risk and loan financing risk, specific risks of the Fund Default risk and interest rate risk)
• CIMB Islamic Institutional Sukuk Fund (Investments in the Fund are exposed to returns not guaranteed, inflation risk, risk of non-compliance, Manager’s risk and loan financing risk, market risk, credit/default risk, interest rate risk, counterparty risk, liquidity risk and risk of non Shariah-compliance)
• CIMB Islamic Asia Pacific Equity Fund (Investments in the Fund are exposed to stock specific risk, company specific risk, country risk, currency risk and risks associated with investment in warrants/options)
• CIMB Islamic Balanced Fund (Investments in the Fund are exposed to stock specific risk, company specific risk, counterparty risk, credit/default risk, interest rate risk, country risk and currency risk)
• CIMB Islamic Balanced Growth Fund (Investments in the Fund are exposed to stock specific risk, company specific risk, counterparty risk, credit/default risk and interest rate risk)
• CIMB Islamic Commodities Structured Fund 2* (Investments in the Fund are exposed to credit risk, legal risk, liquidity risk, market risk, operational risk, early redemption and early termination risk, Wa`ad risk, currency risk, mismatch risk, counterparty risk, early withdrawal risk, risk associated with underlying instrument, downgrade risk of Issuer, possible conflict of interest risk and risk of Shariah non-compliance)
• CIMB Islamic DALI Equity Fund (Investments in the Fund are exposed to stock specific risk, company specific risk, country risk and currency risk)
• CIMB Islamic DALI Equity Growth Fund (Investments in the Fund are exposed to stock specific risk & company specific risk)
• CIMB Islamic DALI Equity Theme Fund (Investments in the Fund are exposed to stock specific risk, company specific risk and sector risk)
• CIMB Islamic Deposit Fund (Investments in the Fund are exposed to default risk)
• CIMB Islamic Enhanced Sukuk Fund (Investments in the Fund are exposed to credit/default risk, interest rate risk, counterparty risk, stock specific risk, company specific risk and risks associated with investment in warrants/options)
• CIMB Islamic Equity Aggressive Fund (Investments in the Fund are exposed to stock specific risk and company specific risk)
• CIMB Islamic Equity Fund (Investments in the Fund are exposed to stock specific risk, company specific risk, country risk and currency risk)
• CIMB Islamic Global Commodities Equity Fund (Investments in the Fund are exposed to stock specific risk, sector risk, country risk, currency risk, liquidity risk, risk associated with investment in the commodity industry and risk associated with investment in derivatives)
• CIMB Islamic Global Emerging Market Equity Fund (Investments in the Fund are exposed to risks associated with investments in emerging markets (e.g. stock specific risk, country risk, currency risk, risks associated with investment in warrants/options, liquidity risk, stock market practices risk and information quality risk))
• CIMB Islamic Global Equity Fund (Investments in the Fund are exposed to stock specific risk, company specific risk, country risk, currency risk, risks associated with investment in warrants/options and liquidity risk)
• CIMB Islamic Greater China Equity Fund (Investments in the Fund are exposed to stock specific risk, country risk, repatriation risk, regulatory risk, currency risk and liquidity risk)
• CIMB Islamic Kausar Lifecycle Fund 2017 (Investments in the Fund are exposed to stock specific risk, company specific risk, country risk, currency risk, credit/default risk, interest rate risk, counterparty risk & risks associated with investment in REITs)
• CIMB Islamic Kausar Lifecycle Fund 2022 (Investments in the Fund are exposed to stock specific risk, company specific risk, country risk, currency risk, credit/default risk, interest rate risk, counterparty risk & risks associated with investment in REITs)
• CIMB Islamic Kausar Lifecycle Fund 2027 (Investments in the Fund are exposed to stock specific risk, company specific risk, country risk, currency risk, credit/default risk, interest rate risk, counterparty risk & risks associated with investment in REITs)
• CIMB Islamic Money Market Fund (Investments in the Fund are exposed to credit/default risk, interest rate risk and counterparty risk)
• CIMB Islamic Small Cap Fund (Investments in the Fund are exposed to stock specific risk, company specific risk and liquidity risk)
• CIMB Islamic Sukuk Fund (Investments in the Fund are exposed to credit/default risk, interest rate risk and counterparty risk)
• CIMB-Principal Asia Pacific Dynamic Income Fund (Investments in the Fund are exposed to stock specific risk, company specific risk, country risk, currency risk, credit/default risk, interest rate risk, counterparty risk and risk associated with temporary defensive positions)
• CIMB-Principal ASEAN Equity Fund (Investments in the Fund are exposed to Stock specific risk, company specific risk, country risk, currency risk, risks associated with ETF investment (please refer to “Appendix I – ETF risks” on page 230, Master Prospectus), risk of assets in emerging markets and liquidity risk)
• CIMB-Principal Asia Infrastructure Equity Fund (Investments in the Fund are exposed to fund manager’s risk, legal and tax risk, currency risk, market risk, industry concentration and infrastructure industry risks, investing in foreign markets, investing in developing markets, investing in smaller companies, investing in high yield bonds, investing in derivatives, interest rate risk and credit risk)
• CIMB-Principal Asian Equity Fund (Investments in the Fund are exposed to stock specific risk, company specific risk, country risk, currency risk, risk of assets in emerging markets and liquidity risk)
• CIMB-Principal Australian Equity Fund (Investments in the Fund are exposed to fund manager’s risk, legal & tax risk, currency risk, credit/default risk, liquidity risk, market risk, equities risk, international investment risk, company risk and derivatives risk)
• CIMB-Principal Balanced Fund (Investments in the Fund are exposed to credit/default risk, interest rate risk, counterparty risk, company specific risk and stock specific risk)
• CIMB-Principal Balanced Income Fund (Investments in the Fund are exposed to credit/default risk, interest rate risk, counterparty risk, company specific risk and stock specific risk)
• CIMB-Principal Bond Fund (Investments in the Fund are exposed to credit/default risk, interest rate risk, counterparty risk and company specific risk)
• CIMB-Principal China Recovery Structure Fund* (Investments in the Fund are exposed to credit risk, legal risk, liquidity risk, market risk, operational risk, early redemption and early termination risk, option risk, currency risk, mismatch risk, counterparty risk, early withdrawal risk, risk associated with investments in structured products, downgrade risk of the Issuer and possible conflict of interest risk)
• CIMB-Principal China-India-Indonesia Equity Fund (Investments in the Fund are exposed to stock specific risk, country risk, currency risk and liquidity risk)
• CIMB-Principal Deposit Fund (formerly known as CIMB-Principal Money Market Fund) (Investments in the Fund are exposed to credit/default risk, interest rate risk and counterparty risk)
• CIMB-Principal Emerging Asia Fund (Investments in the Fund are exposed to stock specific risk, company specific risk, country risk, currency risk and liquidity risk)
• CIMB-Principal Equity Aggressive Fund 1 (Investments in the Fund are exposed to stock specific risk, company specific risk and risk associated with investment in warrants/options)
• CIMB-Principal Equity Aggressive Fund 3 (Investments in the Fund are exposed to stock specific risk and company specific risk)
• CIMB-Principal Equity Fund (Investments in the Fund are exposed to stock specific risk and company specific risk)
• CIMB-Principal Equity Fund 2 (Investments in the Fund are exposed to stock specific risk and company specific risk)
• CIMB-Principal Equity Growth & Income Fund (Investments in the Fund are exposed to stock specific risk, company specific risk, country risk and currency risk)
• CIMB-Principal Equity Growth Fund (Investments in the Fund are exposed to stock specific risk, company specific risk, country risk and currency risk)
• CIMB-Principal Equity Income Fund (Investments in the Fund are exposed to stock specific risk, company specific risk, credit/default risk, interest rate risk, counterparty risk, country risk and currency risk)
• CIMB-Principal Global Titans Fund (Investments in the Fund are exposed to country risk, currency risk, fund manager’s risk, legal and tax risk, stock specific risk and company specific risk)
• CIMB-Principal Greater China Equity Fund (Investments in the Fund are exposed to fund manager’s risk, legal and tax risk, currency risk, stock specific risk, company specific risk, country risk and liquidity risk)
• CIMB-Principal Income Plus Balanced Fund (Investments in the Fund are exposed to credit/default risk, interest rate risk, counterparty risk, company specific risk, stock specific risk, country risk and currency risk)
• CIMB-Principal Lifecycle Fund 2017 (Investments in the Fund are exposed to credit/default risk, interest rate risk, counterparty risk, company specific risk, stock specific risk, risks associated with investment in REITs, country risk and currency risk)
• CIMB-Principal Lifecycle Fund 2022 (Investments in the Fund are exposed to credit/ default risk, interest rate risk, counterparty risk, company specific risk, stock specific risk, risks associated with investment in REITs, country risk and currency risk)
• CIMB-Principal Lifecycle Fund 2027 (Investments in the Fund are exposed to credit/default risk, interest rate risk, counterparty risk, company specific risk, stock specific risk, risks associated with investment in REITs, country risk and currency risk)
• CIMB-Principal MENA Equity Fund (Investments in the Fund are exposed to fund manager’s risk, legal and tax risk, currency risk, potential market volatility risk, market illiquidity and foreign investment infrastructure risk, corporate disclosure, accounting and regulatory standards risk, timing and reliability of official data risk, political climate and extremism risk, nationalisation and taxation risk, currency risk and liquidity of shares risk)
• CIMB-Principal Money Market Income Fund (formerly known as CIMB-Principal Xcess Cash Fund) (Investments in the Fund are exposed to credit/default risk, interest rate risk and counterparty risk)
• CIMB-Principal Multi-Maturity Income Fund 1* (Investments in the Fund are exposed to interest rate risk, credit risk, liquidity risk, currency risk, country risk and bond market risk)
• CIMB-Principal Opportunity Bond Fund* (Investments in the Fund are exposed to general market risk, interest rate risk, liquidity risk, credit/ default risk, counterparty risk, redemption risk, early maturity risk, country risk and currency risk)
• CIMB-Principal Small Cap Fund (Investments in the Fund are exposed to stock specific risk, company specific risk and liquidity risk)
• CIMB-Principal Strategic Bond Fund (Investments in the Fund are exposed to credit/default risk, interest rate risk, counterparty risk, company specific risk and risks associated with investment in warrants/options)

*units are no longer issued for subscriptions