CIMB-Principal Balanced Income Fund Back to List

To seek long term growth in capital and income by investing in all types of investments.

Fund is suitable for investors who:

have a long term investment horizon;
tend to be more conservative in investments;
are seeking capital appreciation with income being secondary;
want a balanced portfolio that includes equities and fixed income securities;
recognise that a well-diversified fund tends to produce a smoother return over time than a fund which invests in only one asset class such as equities; and/or
are seeking capital appreciation over the long-term.

Fund Initials BIF

Fund Code 003

Distribution Policy	The Manager has the discretion to distribute part or all of the Fund’s distributable income. The distribution (if any) may vary from period to period depending on the investment objective and the performance of the Fund.
Investment Time Horizon	Recommended 5 years or more.
Initial Investment	Minimum RM500
Additional Investment	RM200 or more at any time.
Cooling off period	You have six (6) Business Days after your initial investment (i.e. the date the application is received by CIMB-Principal) to reconsider its appropriateness for your needs. Within this period, you may withdraw your investment at the NAV per unit on the day the units were first purchased and have the Application Fee (if any) repaid. Please note that the cooling-off right is only given to an investor who is investing with CIMB-Principal or any Approved Distributors for the first time. However, corporations/institutions, CIMB-Principal’s staff and person(s) registered to deal in unit trust of CIMB-Principal or any Approved Distributors are not entitled to the cooling-off right.However, investors who invest via the EPF Members Investment Scheme (where available) are subject to EPF's terms and conditions.
Redemption/Withdrawal	RM200 or 200 units.
Launch Date	10 August 1995
Approved Fund Size (units)	700 million units

As at 30 Apr 2013

Fund	YTD (%)	1 Year (%)	3 Years (%)	5 Years (%)	Since Inception (%)	NAV	Fund Size (million)
CIMB-Principal Balanced Income Fund	2.29	7.99	31.80	47.54	271.42	RM 0.8205	RM 389.23
60% FBM100 + 40% CIMB Bank 1-Month Fixed Deposit Rate	1.71	6.67	21.89	29.79	126.12

Most Recent Fund Distribution (gross (sen/unit))

Ad Hoc

2012
August

4.88

2011
October

4.40

2010
September

3.00

2008
July

7.00

2007
August

7.50

2006
August

6.50

Application Fees

Up to 6.50% on each investment

Annual Fees

Management Fee: Up to 1.50% per annum of the NAV
The rates used for the computation of the annual Trustee Fee are as follows:

Size of the Fund	% p.a. of NAV of the Fund
First RM20 million	0.06
Next RM20 million	0.05
Next RM20 million	0.04
Next RM20 million	0.03
Next RM20 million	0.02
Any amount in excess of RM100 million	0.01

Switching Fees

Since switching is treated as a withdrawal from one (1) fund and an investment into another fund, you will be charged a Switching Fee equal to the difference (if any) between the Application Fees of these two (2) funds. Switching Fee will not be charged if the fund to be switched into has a lower Application Fee. In addition, the Manager imposes a RM100 administrative fee for every switch made out of a Fund. The Manager also has the discretion to waive the Switching Fee and/or administrative fees.